Preferred Choice and Quality Dental Plans (no longer available)
These plans are no longer available for enrollment and will not pay benefits for any services rendered on or after July 1, 2010. This information is included as a courtesty to members who will be obtaining services between now and July 1, or who need plan information to settle outstanding bills or claims.
Enrollment and Change Form for this plan.
Dental Comparison Chart.
Choose from any of the Trust's plans, but remember, network availability varies by location and is an important feature of
the Preferred Choice plan. Under either plan, you must meet your annual deductible of $25 per person
before benefits are paid for restorative, oral surgery, endodontic, periodontic and prosthetic services. Also, each plan will only pay benefits
up to the maximum annual benefit per person per plan year. Please carefully check for any new information on dental coverage before deciding.
Call MetLife or visit their website for up-to-date provider information. Please note: generalists who perform specialty services will not be listed under that dental specialty - to find out if a dentist performs a service, please contact that dentist directly.
Before You Decide
The benefits you will continue to cover you unless you choose a different plan during the next open enrollment, unless your coverage ends due to your loss of eligibility.
Review the MetLife provider directory and the Dental Comparison Chart. As the plans' network grows and changes throughout the plan
year, you may want to consider not only if your favorite dentist participates, but also how many providers are in your area, as the plan you choose now
will cover you for the entire plan year.
After you've weighed your options and selected the plan that will best meet your family's needs, complete an Enrollment
and Change form and give it to your Payroll/Personnel officer within 31 days of first becoming eligible or by the open enrollment deadline
(if enrolling during Trust-sponsored open enrollment).
Pre-Treatment Estimates (Preferred Choice Dental Plan and Quality Dental Plans)
Pre-treatment estimates are
recommended for services over $300 (e.g., crown, bridge, inlay,
periodontal treatment). A pretreatment estimate outlines the
treatment plan and related charges but does not take into account whether you have satisfied your deductible (annually $25 per person) or how much of the annual maximum your care has used (plan year to date); it is your responsibility to track the deductible and annual maximum. The estimate lets you
know in advance what the plan considers to be the reasonable
and customary (R&C) charges, giving you an idea as to
the portion of your cost that will be your responsibility.
Use the Dental Expense Claim Form to file a pre-treatment estimate.
How to Use Your Benefits