New for 2010! Delta Dental "You" Choose Plan

Your UBT Trustees have selected Delta Dental of Ohio as your dental carrier effective July 1, 2010. You will continue to receive the same high quality benefits you’ve come to expect from UBT. Through a competitive bid process and evaluation of several carriers, UBT Trustees have chosen Delta Dental of Ohio to provide dental benefits to UBT members as a result of increased provider access and savings.

You will be covered under one plan, the UBT Dental Plan and the dentist “You” choose will determine your savings. The UBT Dental Plan covers diagnostic and preventative services at 100%, and no deductible is required. Out-of-pocket costs vary depending on the provider you choose.
You must meet the annual deductible of $25 per person, for class 2 and 3 services, before benefits are paid. Benefits will be paid up to the maximum annual benefit amount of $1500 per person per plan year.

“You” choose options

• Delta Preferred PPO providers offer the highest level of savings and cannot balance-bill you for additional payment for the services you received. That means no additional out of pocket expenses.
  
• Delta Premier providers are in the secondary network. While you receive a more modest savings compared to the PPO, you will have many more dentists to choose from than the PPO. You cannot be balance-billed for the difference between the dental charge and the allowed amount.
• Non-participating providers will balance-bill you for any amount that exceeds Delta Dental’s allowed amount. They may ask you to pay the full amount up front and may have you submit your claim information to receive re-imbursement.